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working capital

Payoneer Capital when inventory cannot wait

Eligible sellers may see a Capital Advance offer based on store volume — not a classic bank underwrite. Funds credit the Payoneer account; a slice of later payouts repays it.

Offer size

Public materials cite advances up to about 140% of average monthly sales, with high caps for larger stores.

Where money lands

The advance arrives as a Payoneer payout you can withdraw or spend on the card.

Repayment

A share of future marketplace deposits is held until the advance is cleared.

Who usually sees an offer

Active marketplace sellers with a history of Payoneer receiving. Freelancers without store volume may not see Capital. Offers appear after Payoneer login when you qualify.

Check eligibility on payoneer.com

We cannot approve capital here. Sign in on the official site, open Capital, or ask customer service if no tile appears.